Why Abacus?

Abacus Life is your number one partner in the life settlement industry. With standard white-glove service, we provide complete back-office support in the areas of APS retrieval, life expectancy evaluation, pre-pricing, and producer licensing. We provide top-of-the-line service and work towards getting the largest cash payouts for our clients. 

We have been in business since 2004, ranking at the top of the life insurance settlement industry. We employ the top experts in the field, trained by professionals who have brought in billions of dollars in policy face value over the years. We take pride in putting our clients first, making sure they receive every penny in which they are entitled. Based in Orlando, Florida, we have provided policies for people nationwide, providing them with the highest payout possible.

Reach out to one of our representatives to learn more at 800-561-4148. See the Abacus difference.

Unlocking the Financial Potential of Life Settlements blog


Since 2004, Abacus has purchased over $5 billion in face value of policies and has helped thousands of clients maximize the value of their unwanted or underperforming life insurance policies. Since 2022, we have paid clients over 21.5% of the policy face value while outspending the entire industry by over 10%. “The Abacus team remains squarely focused on building on its strong foundation to provide an extremely valuable financial service and tool for our clients,” said Jay Jackson, CEO of Abacus Life. “Thanks to our efforts, we were able to place $151 million directly into our clients’ hands, which is an incredible value-add for our clients considering the challenging economic environment.” We are proud to be supported by a wealth of excellent customer testimonials.


There is never an intermediary fee deducted by Abacus Life. We are a direct buyer, which means agents and their clients can realize the greatest possible value through us. Without involving intermediaries and avoiding the fees associated with them, means a higher payout for you; you will receive 100% of your cash payout. The ultimate goal at Abacus Life is to get you the highest payout as possible. Let us help you.




By utilizing proprietary underwriting techniques, we can qualify your client in-house in less than 24 hours, if we are supplied with an in-force illustration and a brief medical description. Rather than waiting weeks for major underwriting companies to let you know if your client is qualified, we can tell you in minutes. We were voted the best company to sell your life insurance to because we have perfected this fast and easy process with you, our client, in mind. 


We offer a full turn-key solution to agents and brokers, including medical records retrieval, illustration requests, and licensing support. The Abacus agent platform is designed to make the process as streamlined as possible—without sacrificing quality or accuracy. We provide online tools for qualification, and an easy on-boarding process with single-page application, HIPAA, and insurance release. 


Partner with Abacus Life

Abacus is an exceptionally well-capitalized company, and only interested in building long-term relationships with brokers and agents. Our myriad of financial service partners trust us with their most important and delicate asset — their clients’ trust — because they know we are not simply seeking short-term returns. We want to make a lasting and fruitful impact. 

Please contact us at (800) 561-4148 with any potential opportunities to partner, and utilize our simple One-Step Qualifier. If you would like assistance in reaching out to your clients, ask about our custom-branded marketing materials, which are proven to be beneficial tools for outreach. We look forward to working with you to provide your clients with more options to set them up for financial success.

*On average, an offer is generated 14-21 days after receiving an insured’s application.

After an offer is accepted, funds are typically available in a client’s bank account within 21 days. These numbers are based on the most recent 6 months of cases closed by Abacus.

**The average percent of face value paid by Abacus for a policy Is 23.3%. This number can fluctuate greatly based on an individual’s specific impairments and age. Each case is unique.